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Cost per credit vs Cost in i20

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Please Help !!

Need understanding on how Cost per credit works in universities in US.

The estimated expenditure on UIC financial requirement states -

Estimated expenses for international professional programs for one academic year comprised of 9 months of study. Tuition and fees are based on a course load of 12 credits per semester

MS in CS - Tution Fees - 32K

So if an academic year is made up of Fall and Spring ( 2 Semester)

1- Does the above mentioned tution Fees is for 24 Credits ?
2- If I plan to take 9 Credits in a Semester, do I still need to pay for 12 Credits?
3- Is the year fee of 32K is mandatory irrespective of the number of credits taken in that year.

Please provide some guidance

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