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Confused and Tensed for my career.

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Hello Everyone,

I am Divya. I am 26 years old.
And here is what I have done till now:

2. Got through an okaish college. MMEC, Mullana.
Credits in college -9.43 on a scale of 10.
3. Got placed with Infosys. Was with Infosys for 3 years.
4. In total I have experience of 4.5 years almost.

I appeared for GRE last year and scored - 319 ( Quant - 165, Verbal - 154)
TOEFL - 109
Got admits from - Rutgers, USC, UTD, NYU Poly.
Did not go last year due to some personal reasons. Also could not find a source to finance my studies.
This year before I even apply to any university I want to be sure if I can get a loan.

I want you people to tell me through your experience , what is best for me. Yes I feel like studying further to hone my skills. I am even open to studying in some other country. Just want my studies to be financed somehow.

Regards
Divya

Edited by VMEHTA to remove unneccesary info.

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